You can spread the cost of your purchase over 12, 24, or 36 months with a 10% downpayment All finance options at KC Sofas carry a small amount interest. This allows us to keep our ticket prices low and allows our customers to make more informed decisions about the payment options available. Before making a final decision, you should research a wide range of companies who offer sofas on finance and decide who will offer the best plan for you.
- ++£10 will be added to your account balance only on the date of your first statement after your first qualifying purchase.
- Your credit score will not be impacted by using Klarna’s ‘Pay in 30 days’ product even if you have failed to pay on time.
- You can reduce your interest by choosing our Pay in Four option. Simply settle your loan in four payments and we will cancel any remaining interest.
Our simple buy now pay later finance options allows you to spread the cost of your sofa over 48 months after a 6 month deferral period. You can repay the credit amount within the 6-month deferral period without any interest charges. A settlement fee of £29 will apply. Distinctive Chesterfields has the sofas you need for finance. Our simple buy now pay later finance options allow you to spread the cost of your beautiful sofa over 60 months with an agreed deferral period. Once you have accepted the terms of the credit agreement, love-your-home.co.uk you will be notified. You don’t need to do anything else. The signed document should be sent to the address indicated on the credit agreement’s cover letter.
What Type Of Credit Options Are You Able To Offer?
Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded. Your monthly repayments will begin one month after your purchase has been delivered. The table below shows how much monthly repayments will be based on the total order value. At KC Sofas we have a variety of finance packages so you can spread the cost of your new sofa.
Unlike DFS, Furniture Village do not have a wide selection of couches to choose from; however, there are still some great options available. If a company conducts a credit check on you and your credit score is not satisfactory, it could result in you being denied. This is a serious risk. Some companies do offer interest-free and no deposits, therefore it can just be the cost of the sofa divided by the term time.
Shopping With Us
Homemakers aren’t excluded from applying under their own names; however we will require the employment details of your spouse in order to process your application. Interest-free and interest-bearing, between 12 and 36 months, for customers with varying credit scores, our finance options try to cater for everyone. Many online shops and catalogues offer a wide range of beds that can be purchased on credit plans with no deposit. The most common finance deals are spread the cost and buy now and pay later. Buy Now and Pay Later is a credit plan that allows you to get your sofa instantly and then pay nothing for a set amount of time.
Applying, qualifying & completing your sofa-on-finance purchase is an incredibly easy & quick process, detailed below. You can spread the cost of your purchase across 6, 12, 18 or 24 month periods with our simple payment plan. This option is free of any fees or charges and can be spread over a period of 10 months. To qualify for this option, a minimum order of £500 is required. A small deposit of 10% is also required. The repayments begin approximately one month after the delivery of the goods. No interest is payable if the loan is paid within the option period.